After being told for years that Social Security is "going broke," baby boomers are realizing that it will soon be their turn to collect. But the decisions they make now can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime. 

Questions boomers are asking include:

• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• Will Social Security be enough to live on in retirement?

If you need help with any of the above questions and would like a personalized Social Security Analysis, please contact us.

Twombly Wealth Management Group helps baby boomers better understand the Social Security system by assisting with the following:

• 5 factors to consider when deciding when to apply for benefits
• When it makes sense to delay benefits -- and when it does not
• Why you should always check your earnings record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other sources of retirement income